Built for the money that keeps going.

Why we built it

FairMate started with two problems we kept running into ourselves.

The first was a share-house security deposit. Four people had paid into it across two years, some had moved out, one had been replaced mid-lease — and when it came time to get it back, nobody could say with confidence who was owed what. The paper trail was a group chat and a spreadsheet that stopped being true months earlier.

The second was a weekly club. Same night every week, court booked, a rotating cast of people turning up — and one organiser quietly out of pocket, sending the same message every Thursday asking people to settle up. The admin was small each week and exhausting across a year.

Both problems have the same shape: the cost is recurring, the group changes, and the existing apps assume neither. They split one bill among a fixed set of people beautifully, then leave you to do the hard part by hand. So we built the app that handles the hard part — sessions that open themselves and bill per head, deposits tracked properly across move-ins and move-outs, and rent split by the days you were actually there.

Your money never passes through us.

FairMate is not a payment processor and never has been. We work out who owes what; you and your group pay each other directly, however you already do it — bank transfer, UPI, PayID, cash. We hold no balances, take no cut of what you settle, and there is no FairMate wallet to top up.

For a money app, we think what it doesn't touch matters as much as what it does.

What we hold to

Three commitments that decide what we will and won't build.

Find us elsewhere

Questions, feature requests and bug reports genuinely shape what gets built next — writing in is worth it.

Common questions