MyFairMate vs Splitwise,
Splid & Settle Up
Splitwise splits the dinner. MyFairMate runs the house. The only one of the four built to track the security deposit, keep the house fund clear, and split rent & bills — with free receipt scanning.
From $1.99/mo — does more than Splitwise Pro, for less.
The full comparison
Every app here splits expenses well. The difference is what happens around the split — the deposit, the shared house fund, the rent and bills that keep a household running, and the weekly club whose sessions open and bill themselves.
| Feature | MyFairMate | Splitwise | Splid | Settle Up |
|---|---|---|---|---|
| Meetups with RSVPs | ✓birthday, potluck, ride | – | – | – |
| Who’s bringing what | ✓the bring list | – | – | – |
| Spaces with the money switched off | ✓ | – | – | – |
| Security deposit tracking | ✓ | – | – | – |
| Shared house fund / float | ✓ | – | – | – |
| Rent & recurring bills | ✓ | ✓ | – | ✓Premium |
| Weekly clubs — sessions open & bill per head | ✓ | – | – | – |
| Receipt scanning | ✓Free | ✓Paid (Pro) | – | – |
| Day-weighted splits | ✓nights actually stayed | – | – | – |
| Prepaid club terms | ✓a block of sessions up front | – | – | – |
| Late drop-outs still billed | ✓cancellation window | – | – | – |
| Settle-up the payee confirms | ✓or disputes | – | – | – |
| Built-in group chat | ✓ | – | – | – |
| Shared photo albums | ✓ | – | – | – |
| Scan documents to PDF | ✓ | – | – | – |
| Multi-currency (150+) | ✓ | ✓ | ✓ | ✓ |
| Quick join by QR / link | ✓ | – | ✓ | – |
| Works offline | ✓ | – | ✓ | ✓ |
| Equal, % & exact splits | ✓ | ✓ | ✓ | ✓ |
| Fewest-payment settle-up | ✓ | ✓ | ✓ | ✓ |
MyFairMate's own column is read from the shipping app (v1.0.121, September 2026). Competitor features were compared from each app's official website and app-store listing as of July 2026 — features and pricing change often, so check each app for the latest. MyFairMate is not affiliated with Splitwise, Splid or Settle Up; all names are the property of their respective owners.
How MyFairMate compares, app by app
vs Splitwise
MyFairMate does everything you use Splitwise for — and keeps receipt scanning free, where Splitwise charges for it on its paid Pro tier. Then it goes further: it tracks the security deposit, runs a shared house fund, splits rent & bills, and runs your weekly club — sessions open on schedule, ask who's in and bill per head. None of which Splitwise does.
vs Splid
MyFairMate splits a one-off trip just as easily — then keeps going where Splid stops. Splid is free with no sign-up, but ends at the split: no receipt scanning, no deposit or house fund, no recurring rent & bills. MyFairMate does the trip and the household that outlasts it.
For the trip — and the home aftervs Settle Up
MyFairMate handles the everyday splits like Settle Up — and adds what it can't: free receipt scanning, a tracked security deposit, and a shared house fund. Settle Up keeps recurring payments on its Premium tier; MyFairMate builds the household layer in.
The household layer Settle Up lacksWhich one should you actually pick?
- Splitting a trip, a dinner, a weekly club — or a home you share? MyFairMate. Fair splits and free receipt scanning for any group, plus self-running club sessions, the deposit, house fund and rent & bills when you need them — on iOS, Android and the web.
- The only reasons to look elsewhere: a true one-off with people who won't install any app (Splid needs no sign-up).
Questions
Is MyFairMate a good Splitwise alternative?
Yes. MyFairMate does everything you'd expect from a bill splitter — equal, percentage and exact splits, multi-currency, and fewest-payment settle-up — and adds what Splitwise doesn't: it tracks the security deposit, keeps the house fund clear, and splits rent and recurring bills. Receipt scanning is free, where Splitwise keeps it behind its paid Pro tier entirely.
What can MyFairMate do that Splitwise, Splid and Settle Up can't?
Run the money that keeps coming back. For share houses: track a security deposit, keep a shared house fund clear (with top-ups and spends logged), and handle rent and recurring monthly bills. For weekly clubs: sessions open on schedule, ask who's in and split the fees across whoever plays. None of Splitwise, Splid or Settle Up has a dedicated deposit, house-fund or club-session feature. MyFairMate also scans receipts for free.
Is MyFairMate's receipt scanning free?
Yes. Snap a photo and MyFairMate reads the amount, date and category and attaches the receipt, free — no card needed. Splitwise locks receipt scanning behind Pro entirely, and Splid and Settle Up don't offer it.
Do I need to create an account to try MyFairMate?
The free bill-split calculator needs no sign-up. To use the app you create a free account — and joining a gathering is easy: scan a QR code, no email invites to chase.
Share the cost. Keep the bond.
Free to start. Track the deposit, keep the house fund clear, split every bill.