FairMate vs Splitwise,
Splid & SettleUp
Splitwise splits the dinner. FairMate runs the house. The only one of the four built to track the security deposit, keep the house fund clear, and split rent & bills — with free receipt scanning.
From $1.99/mo — does more than Splitwise Pro, for less.
The full comparison
Every app here splits expenses well. The difference is what happens around the split — the deposit, the shared house fund, the rent and bills that keep a household running.
| Feature | FMFairMate | Splitwise | Splid | SettleUp |
|---|---|---|---|---|
| Security deposit collection | ✓ | – | – | – |
| Shared house fund / float | ✓ | – | – | – |
| Rent & recurring bills | ✓ | ✓ | – | ✓Premium |
| Receipt scanning | ✓Free | ✓Paid (Pro) | – | – |
| Any currency (180+) | ✓ | ✓ | ✓ | ✓ |
| Quick join by QR / link | ✓ | – | ✓ | – |
| Works offline | ✓ | – | ✓ | ✓ |
| Equal, % & exact splits | ✓ | ✓ | ✓ | ✓ |
| Fewest-payment settle-up | ✓ | ✓ | ✓ | ✓ |
Competitor features compared from each app's official website and app-store listing, as of July 2026. Features and pricing change often — check each app for the latest. FairMate is not affiliated with Splitwise, Splid or SettleUp; all names are the property of their respective owners.
How FairMate compares, app by app
vs Splitwise
FairMate does everything you use Splitwise for — and keeps receipt scanning free, where Splitwise charges for it on its paid Pro tier. Then it goes further: it tracks the security deposit, runs a shared house fund, and splits rent & bills — none of which Splitwise does. Same splitting you know, plus the parts a household actually needs.
vs Splid
FairMate splits a one-off trip just as easily — then keeps going where Splid stops. Splid is free with no sign-up, but ends at the split: no receipt scanning, no deposit or house fund, no recurring rent & bills. FairMate does the trip and the household that outlasts it.
For the trip — and the home aftervs SettleUp
FairMate handles the everyday splits like SettleUp — and adds what it can't: free receipt scanning, a tracked security deposit, and a shared house fund. SettleUp keeps recurring payments on its Premium tier; FairMate builds the household layer in.
The household layer SettleUp lacksWhich one should you actually pick?
- Splitting a trip, a dinner, an event — or a home you share? FairMate. Fair splits and free receipt scanning for any group, plus the deposit, house fund and rent & bills when you need them — on Android and the web.
- The only reasons to look elsewhere: a true one-off with people who won't install any app (Splid needs no sign-up), or you need an iPhone app this minute — FairMate's is on the way.
Questions
Is FairMate a good Splitwise alternative?
Yes. FairMate does everything you'd expect from a bill splitter — equal, percentage and exact splits, multi-currency, and fewest-payment settle-up — and adds what Splitwise doesn't: it tracks the security deposit, keeps the house fund clear, and splits rent and recurring bills. Receipt scanning is free, where Splitwise keeps it behind its paid Pro tier.
What can FairMate do that Splitwise, Splid and SettleUp can't?
Three things built for share houses: track a security deposit, keep a shared house fund clear (with top-ups and spends logged), and handle rent and recurring monthly bills. None of Splitwise, Splid or SettleUp has a dedicated deposit or house-fund feature. FairMate also scans receipts for free.
Is FairMate's receipt scanning free?
Yes. Snap a photo and FairMate reads the amount, date and category and attaches the receipt — no paid tier required. Splitwise locks receipt scanning behind Pro, and Splid and SettleUp don't offer it.
Do I need to create an account to try FairMate?
The free bill-split calculator needs no sign-up. To use the app you create a free account — and joining a gathering is easy: scan a QR code, no email invites to chase.
Share the cost. Keep the bond.
Free to start. Track the deposit, keep the house fund clear, split every bill.